Hi, I’m Jennifer. I write about the life your investments quietly fund.

Pull up a chair. I bought my first place in 2007 and my first rental in 2008, back when I was doing rental math on my lunch break. Today the portfolio pays the bills while my family works from a different country a few months a year. This page is the long version: the wins, the expensive mistakes, and what I’d tell my 28-year-old self if she’d listen.

— Jen ✦
Currently: 56 days in the Med ✈
Jennifer and her husband traveling in Pula, Croatia
Jennifer with her toddler
homeschooling on the road
The long version

How I got here

six minutes, skip if you’re in a rush ↓
2007

I bought my first place.

I was earning $15 an hour and running rental numbers on my lunch break. Everyone said wait. I bought anyway. It was the least glamorous decision I ever made, and the one that changed everything.

2008

A duplex, thanks to Mom.

My parents put the money down and I did all the work. We bought a duplex together, and I learned that a good deal plus sweat equity beats a fat bank account every time.

2009

I quit the day after closing.

I got my real estate license so I could let myself into listings. Then I bought a duplex and gave notice the day after we closed, December 31st. Six months later I was making more selling houses on the side than I had all year at the day job.

best resignation of my life
2010

I became a builder.

Owning was not enough. I wanted to make the thing, not just buy it. So I started building houses from the dirt up.

2011

Top agent, more dirt.

I became the top agent at my brokerage and poured every commission back into more builds and auction buys. The point was never to sell houses. It was to keep them.

2014

Two parents, zero day jobs.

Our daughter arrived, my husband left his 9-to-5, and we became full-time investors and brand-new parents in the same year. We figured it out as we went.

2016

I started writing it down.

Friends kept asking the same five questions. What is an LLC actually for? Do I need a CPA? How do you sleep at night? I started a tiny email list to answer them once. That list grew into this blog and the 26,000 people now reading it.

2018

Bigger doors, smaller suitcases.

We paused building to buy our first apartment complex and closed on it later that year. Then we took our three-year-old on a ten-week trip around Southeast Asia. The portfolio kept paying while we were gone.

2020

COVID made us RVers.

When the world shut down, we bought an RV and went full-time on the road. Turns out a portfolio runs just fine from a campground.

2021

Half on the road, half across the world.

We split the year between the RV and farther-flung places. Our kid got a geography lesson. We got a life that did not need a return flight.

2022

We landed in Phoenix.

After years of moving, we picked a home base in Phoenix, Arizona. Roots at last, with a runway to keep traveling.

2023

More apartments.

We added more apartment units to the portfolio. Bigger deals, same boring math that has always worked.

2024

Ryker arrived.

Our son was born. Two kids now, both growing up thinking rental math is normal dinner-table talk.

2025

Travel, and a DADU.

A year heavy on travel, and we broke ground on a DADU project. The building itch never really goes away.

now

Back to building.

We are building again and running the portfolio remotely, writing the playbook I wish someone had handed me when I started. The next decade is about doing less, but doing it better.

How I write

Four rules I write by

01

Show the math, not the vibe.

Every claim here comes with the spreadsheet behind it. If I cannot show you the numbers, I have not earned the opinion.

02

Boring beats clever.

Cap rates, cash-on-cash, and a 30-year fixed have quietly beaten every clever thing I have tried. The boring stuff compounds.

03

The deal you walk away from.

Half of investing well is saying no. I write up the deals I passed on almost as often as the ones I closed. They teach more.

04

No affiliate slop.

I do not link to lenders or platforms for kickbacks. If a tool is on this site, I actually use it. The only thing I sell is what I write.

Postcards from the road

Proof it’s not theory

Standing on the canyon rim near Moab
Moab. The month the RV idea won.
A fully renovated white rental kitchen with hardwood floors
The kitchen, after. Worth every weekend.
The barrel sauna at one of the cabin rentals
Sauna nights at the cabin rental.
A dated rental bathroom before its renovation
The bathroom, before. Good bones, big plans.
The couple at the Roman amphitheater in Pula, Croatia
Croatia, between work emails.
The couple among red rock canyons out West
Red rock country. A real day off, finally.
A styled guest coffee bar in one of the rentals
The guest coffee bar. Small touches, five-star reviews.
Asked and answered

Questions I get a lot

No. I am an investor who writes. Nothing here is advice, it is just what worked, and what did not, for me. Talk to a CPA and an attorney before you act on anything I describe.
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I read every one and answer in batches, usually within a week. Education, not financial or tax advice. Privacy.